By accessing these documents, you confirm that you are an authorized user of the documents. You give express consent to AO, its partners and affiliates to obtain such collected information, and to compile, report, and assist in the technical analysis and reporting of the information for compilation, and reporting of current and predictive experiences and trends in the industry. Practices do not include the reselling of homeowner association or condominium association documents. Private information and/or information identifying transaction parties will not be used in analysis and reporting.